ABOUT STANDARD CHARTERED BANK

Standard Chartered bank is a British multinational banking and financial services company headquartered in London; it was formed in the Year 1969 with the merger of two Banks The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa.

The Standard Chartered bank has grown to become a Universal Bank with operations in consumer, corporate and institutional banking, and treasury services.

It operates a network of more than 1,200 branches and outlets (including subsidiaries, associates and joint ventures) across more than 70 countries and employs around 87,000 people. Despite being based in the United Kingdom it does not conduct retail banking in the United Kingdom.

They are the largest international bank in India with 99 branches in 42 cities. They are also the oldest international bank present in India for over 150 years.

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WHY STANDARD CHARTERED BANK

With a strong & steady presence the Standard Chartered Bank has created a niche market.

The organisation has gained a reputation of being consistent despite changes & market upheavals.

The Bank uses its global research and deep local knowledge in India to provide a wide-range of products and services to meet the needs of individual and business customers.

Standard Chartered offers a comprehensive range of home loans, mortgages, credit facilities and overdrafts, tailor made to suit the needs of you and your family: its products & services are designed as per the needs of its customers.

The Personal Loan product of the Standard Chartered Bank has been designed to aid its Salaried & Self Employed Customers fulfil their financial requirement, conveniently without any security or collateral.

Finance achieved from a Personal Loan can be used for a variety of reasons such as family wedding, Home renovation, travel, payment of credit Card bills & refinancing an existing loan.

PROMINENT FEATURES OF PERSONAL LOAN FROM STANDARD CHARTERED BANK

Personal loans are provided to both Salaried & Self-employed individuals.
Completely unsecure loans are provided without any collateral or guarantees.
Personal loans from Standard Chartered Bank are processed at competitive rates, with minimal documentation & a speedy, hassle free process.
Applicants with a steady profile with a gross Salary of 50k working with non-listed are offered a personal loan at competitive rates.
Persons with a Standard Chartered Bank relationship are offered special rates & elevated loan amounts.
Flexible tenures with Fore closure & Part payment Benefits.
The “Approval in principle” benefits which allows an Applicant to check his/her eligibility within 3 minutes.

DOCUMENTS REQUIRED FOR PROCESSING:

Application Form

The Application Form of the Standard Chartered Bank should be filled in correctly giving all required information.
A self-attested photograph should be pre fixed.
The form should be duly signed by the customer.

Identity Proof

Documents that can be furnished as an Identity proof Include;

Drivers Licence, Voter ID, Passport, Pan Card.

Address Proof

Copy of Ration Card / Electricity or Telephone Bill / Rental Agreement / Passport/Medical insurance policy/Apartment allotment letter
Document should not more than 3 months old.

Age Proof

Documents showing the present age of the customer include.
Pan Card Copy, Passport Copy.

Signature Proof

PAN card/Driver’s license/Passport copy/Banker’s attestation Bank account statements.
Any one of the document can be submitted.
The applicant’s signature in the provided document should be clear and understandable. The applicant needs to maintain the same signature throughout the loan period.

Income Proof

Salary Slip for Last 3 Months or a Salary Certificate giving the salary break up.
Last 3 months bank Statement.
Form 16 for the current year for salaried employees.

For all Documents

Clear Copies of the documents need to be submitted.
All documents require self-attestation.
Document should be valid presently.

Standard Chartered Bank Personal Loan