ICICI Bank Home Loan

We at Oasis aspire to make your experience easy & comfortable. Having a tie up with all leading Banks & NBFC companies we do doorstep delivery of your home loan.Choose a Home Loan which is Flexible & easy on your finances.


  • Fresh Home Loan
  • Ready to move in
  • Home Loan Balance Transfer
  • Balance Transfer Plus Top-up
  • Plot Loan
  • Construction Loan


Home loans are generally granted to individuals who are looking at buying an under constructed, new or resale residential property, actual construction of the house including interiors, purchase a plot, renovation etc.


  • Passport-size photographs
  • Latest three months’ Salary Slips (indicating break up of Gross salary, i.e Basic Pay, House rent and Net Salary after deductions)
  • Six months’ bank statement, reflecting salary credits updated within the 15 days before the loan application
  • Identity Proof (Any One ): Pan Card, Passport, Driving License or Voter’s ID card, employee identity card as identity proof and signature proof in case of government employees
  • Residential proof
  • If you are a self-employed professional or businessperson, you need to provide documents proving the existence of your business (for businesspersons) and academic qualifications (for professionals) and financial statements for both.


  • The rate of Interest of Home Loans can be fixed/floating.
  • All Banks & NBFC’S have to follow guidelines of the Reserve Bank of India as per the margin money in the case of Banks & discount in case of NBFC.
  • The Home loan floating rate fluctuates as per the PLR of the RBI, which in turn is dictated by the market economy.
  • Customers wanting to opt for a fixed rate of Interest can avail of our expertise to Find out the options best suited to their need.
  • Fixed ROI are offered for tenure of 5 to 10 years. (At the current rate or with an additional margin.)
  • Currently, it is uncommon for financial institutions to provide a fixed rate of interest which remains common throughout the loan tenure. Many prefer dual rate of interest which remains fixed only for certain duration.
  • Processing time could be up to 15 days to a month, the approval can be divided into personal details & eligibility, approvals with reference to the Property.